Borrowers' social media
Borrowers with verified social media profiles are 25-30% more reliable and diligent about loan repayments. That being said one needs to understand that we are talking about social media users who owned their accounts for six months and longer. The most informative networks are Facebook, LinkedIn and Twitter.
According to our statistics the borrowers who upload their profile pictures are 15% more reliable than the ones who don't.
Thus, a borrower with a profile picture and verified social media accounts are more reliable and should be considered as potential candidates upon the selection process.